What insurance is PCIP?
Pre-existing Condition Insurance Plan
Pre-existing Condition Insurance Plan (PCIP)
What is the purpose of PCIP?
The Affordable Care Act created the Pre-Existing Condition Insurance Plan (PCIP) to make health insurance available to those that have been denied coverage by private insurance companies because of a pre-existing condition.
What is the purpose of the summary of benefits coverage SBC )?
The purpose of the Summary of Benefits and Coverage (SBC) is to provide individuals with standard information so they can compare medical plans as they make decisions about which plan to choose.
Can insurance deny coverage for preexisting conditions?
Health insurance companies cannot refuse coverage or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
Is High Cholesterol a pre-existing condition?
The left-leaning Center for American Progress notes that high blood pressure, behavioral health disorders, high cholesterol, asthma and chronic lung disease, and osteoarthritis and other joint disorders are the most common types of pre-existing conditions.
What is required for a SBC?
The SBC cannot be more than four pages in length and must be printed in 12-point font or larger. The SBC must include 12 content elements: Uniform definitions of standard insurance terms and medical terms so that consumers may compare health coverage and understand the terms of (or exceptions to) their coverage.
Where can I find more information about PCIP?
To learn more about PCIP, including eligibility, how to apply, and benefits, please visit www.HealthCare.gov or call 1-866-717-5826. The law appropriates $5 billion of federal funds to support PCIP, beginning on July 1, 2010 until January 1, 2014.
Who is eligible for PCIP?
PCIP provides health coverage options for people who: Have been uninsured for at least six months Have a pre-existing condition or have been denied health coverage because of a health condition Are a U.S. citizen or are residing here legally
What is included in PCIP program?
PCIP Program Basics: 1 PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. 2 The program will not charge you a higher premium just because of your medical condition. 3 PCIP does not base eligibility on income.
Why should I become a PCIP?
Becoming a PCIP demonstrates a level of understanding that can provide a strong foundation for a career in the payments security industry. This qualification stays with the candidate regardless of their employer. Your experiences with their service will help make the global team better! Search by Last Name or Certificate Number.